Pretend it’s not your problem
For a new perspective that is. I’m not suggesting you ignore things, only that you approach the particularly challenging ones by imagining it’s someone else’s problem. This way, you might be surprised to come up with more practical, less emotional choices.
For example, my husband’s business needs a new piece of equipment. My first reaction: OMG, not another thing? When, upon sober second thought (sorry, couldn’t help but put a wee dig in for the senate scandal), I realized this is an opportunity. A business that’s growing, needs new piece of equipment that in turn will generate more income. Sounds like a need we need a plan, not an OMG.
I think that if others were looking at our financial situation they would say we are meeting (well mostly) our obligations but are clearly not making enough money for the experience and training we bring to the table. As a result, we’re leaving a lot on the table. At a higher income level, our debt would be easier to pay down. We can’t change the debt. We can’t change the amount of time we have, we can’t change the expenses (at least not much more – there’s always some room) so we have to focus on more net income. And sometimes net income can come with a start up cost as long as the long and short term net benefit is clear. More net income.
So I’ll stay on track and keep the opportunity for more income at the forefront as I count down these last 64 days of 2013. Time sure flies.