Speak up

I am following this story online today because it reminds me that I’m not alone. And neither are you. The conservative government commissioned an internal report to study the middle class as the Globe and Mail reports here:


In BC, it’s particularly difficult as 40% of us live pay cheque to pay cheque and our average non-mortgage debt is $40,000 each. Eeek!

Maybe you’re like me. Somewhere between wondering about and feeling disappointed that your financial objectives and expectation are way out of whack. I’m not suggesting I know how to fix it (obviously I don’t), I merely continue to point out that banks sell debt that we buy. The government boasts about the strength of our banking system while scolding us for buying the debt from which they profit. Consumer spending (and consumer debt) saved us from a much worst outcome in 2008. Meanwhile, we’re still in debt and the big banks are still reaping astronomical profits. Something is definitely out of whack. And if we don’t speak up, nothing will happen. If we do, at least we’ll have a chance of affecting some sort of change.

Please write your MP or your MLA outlining your concerns about your economy and your livelyhood wether in general or specifically to your situation. Or write a letter to the editor of your local paper, or start a blog, just do something. Because you are not alone and the louder we are, the more likely they are to hear us.


So many of us think we have to spend money to go out. Not so.

What’s more, when you go out and have to spend money to do so, you’re not assured of  a great outing. You might not get the service your expect or the quality you’d hoped for. I can think of many evenings at the pub or restaurant where my expectations were too high for the money I spent.

However, if you volunteer for a community event, you can be most assured of a great experience. You are most always welcomed with open arms and well taken care of. Plus, the experience is more meaningful because you’ve done some good. Even if it’s hard work.

I spent my Saturday volunteering at the local public art gallery for a lunch event. Such fun. Great company, great cause, great food, great fun. Only cost me time, not a dime.

If your community has a volunteer bureau (ours doesn’t but needs one in case anybody reading this can change that), sign up and help out. Feels good to do good.

Ask your kids to help

Hi there

It’s been too long. I had grand plans of reblogging everything I blogged about but decided that’s boring. Not that much fun for me and probably not that much fun for you. All the posts from 001 to 365 are here for you if you want to read them.

Instead, I’ll just pitch a debt defying act to you from time to time for your thoughts and consideration. I will say this year is going much better than last. Seems I have a handle on it. Even if it’s still a grave situation in which we find ourselves. Slaves to the debt economy.

Anyway, that aside, one tactic I use is to enlist my kids’ help. They each have a main job and it helps us to keep on top of chores. A tidier house seems a happier one in our case as it is quite tiny.

Have a great week!