Act 349

Follow through

It doesn’t really matter what you’re trying to do. Improve your golf game, improve your relationship, master a new skill. It’s not really about talent, it’s about follow through. I started this blog so I could prove to myself that I could follow through on a new year’s commitment. And I’m almost there.

Along the way, I’ve also found myself making some pretty broad and sweeping statements. Most recently, I wrote to my now infamous credit union to say that if they didn’t reverse their decision to offer a third party hosted video game on their website to teach kids financial literacy, I would close my children’s accounts as a protest. My kids are not marketing opportunities and their information will not be shared with a third party provider (which it would be if they’d joined the game). The last thing kids needs is yet more video games. And the number one lesson of financial literacy is to safeguard your privacy. My privacy might be shot, and that was a calculated risk I chose, theirs still has a chance. When I received an e-mail in reply saying that it was a researched and  carefully considered marketing decision, I got off my high horse in a bit of a huff. What’s the point of fighting those who actually think that a video game adds value to a child’s banking experience? Ugh. Anyway, I left it at that.

But it kept at me, lightly tapping its fingers in the back of my mind. Enough already. Today I decided I would follow through and closed their accounts. “But why?” they asked. “Because my kids are not your marketing opportunities is why”, I said. And what little money they have is safer in their piggy bank for the moment if my credit union is going to be that careless with their name, their age, their birthday and their address in the name of “financial literacy”.

In fact, I got so into the whole follow up feeling, I even closed the teenie tiny RSP accounts that were leftover from when they recommended I cash in my RSPs (which I did, silly me) instead of lending me the money I needed to capitalize my growing business. Those proceeds will put a wee bit of extra money into my Christmas fund. And I’ll keep contributing to my RSP with the independent financial advisor I turned to as a result of the original fiasco.

I’m glad a followed through. It’s easy to take a position. It isn’t always easy to hold it. But try. If something really matters to you, it’s not enough to just say it matters. You owe it to yourself to take action and follow up. And you also know that owe is not a word I take lightly.

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2 thoughts on “Act 349

  1. It’s the creep, isn’t it. We don’t give ourselves the time to think and consider ramifications, consequences. Yes, why gamification to make us value caring about our financial well being. Buying in is our sad way of admitting we are lazy and one of the SO many consequences is a violation of our privacy. Good on you! Your horse is not high, it’s thoughtful.

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