The most important jobs are never done.
Parenting for one. Volunteering, saving, improving, caring and helping make that list for me too.
I find, and this is more philosophical that practical, that if I accept the idea of continuous improvement and get less caught up with the idea of completion, things go better and more gets done but most importantly, I see more opportunity and I feel more motivated.
Which is good, because debt can crush you financially and emotionally too. And I’m winning. At least I am today and tomorrow I get a brand new chance.